Driving innovation and growth: The role of VCT and EIS schemes in the UK economy

Small and medium-sized enterprises (SMEs) are vital to the UK economy, making up about 60% of private-sector jobs and serving as a key driver of innovation. (Source: IFA Magazine)

Yet early-stage companies often find it difficult to secure funding. Anastasia Sagaidachna, senior investment manager in Foresight’s ventures team, explains that high uncertainty, limited collateral and a lack of trading history can make traditional lending challenging, while many investors are wary of backing high-risk start-ups.

To help bridge this structural funding gap, the UK government introduced Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs). These programmes offer tax incentives to encourage investment in innovative early-stage businesses, offsetting the risks involved. In turn, they direct private capital towards high-growth sectors, support job creation and deliver wider economic benefits.

What are EIS and VCT schemes?

One of the main hurdles for early-stage businesses is securing the risk capital required to develop products, recruit talent and scale. VCTs and EISs aim to unlock private funding by enhancing the risk-return balance for investors.

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